Debt Assessment and Analysis:

• • The Guardian Agency systematically assesses your current debts, including their types, interest rates, and payment schedules.
  • We manage your debt-to-income ratio and financial obligations to create a personalized strategy.

Customized Debt Elimination Plan:

• • We design a personalized plan that prioritizes paying off debts systematically.
  • Depending on your circumstances and preferences, strategies may include the snowball or avalanche method.

Financial Education and Guidance:

• • We provide descriptive presentations on effective budgeting, smart spending habits, and debt management.
  • Providing tools and resources to help you avoid falling back into debt in the future.

Monitoring and Support:

• • Continuous monitoring of progress and necessary adjustments to the debt elimination plan.
  • Offering ongoing support and guidance throughout the financial year.